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1. Who among the following has resigned from the President of BCCI Post ?
1. Jaganmohan Dalmiya
2. Sharad Pawar
3. Shashank Manohar
4. Narendra Modi
2. “ World Migratory Bird Day” is celebrated on ?
1. May 11
2. May10
3. May 1
4. May15
3. South Asia Initiative to end violence against children, 4th Edition has begun in New Delhi. This event will be held from ?
1. May 5 to 10
2. May 9 to 11
3. May 3 to 6
4. May 9 to 14
4) Who is appointed as International Cricket Council (ICC) President recently?
1. Sharad pawar
2. Ricky pointing
3. Surav Ganguly
4.Shahank Manohar
5. Who took charge as managing director (MD) and chief executive officer (CEO) of Multi Commodity Exchange (MCX), country’s largest commodity exchange
1) Mrugank Paranjape
2) Arundati Roy
3) Chanda Kochhar
4) Rangarajan
6. Atma Ram Nadkarni is recently appointed as ______ by Union government of India?
1)Adovocate general
2)Chief general
3)Chief justice
4)Additional Solicitor
General
1)Adovocate general
2)Chief general
3)Chief justice
4)Additional Solicitor
General
7. Who has won Mutua Madrid Open 2016 Tilte in Men’s singles category ?
a) Roger federer
b) Rafael Nadel
c) Mahesh Bhupathi
d) Novak Djokovic
a) Roger federer
b) Rafael Nadel
c) Mahesh Bhupathi
d) Novak Djokovic
8. What is the name of Indian Origin lawyer who was recently elected as member of parliament in Singapore ?
1. Muralidharan
2. Murali Pillai
3. Mukesh
4. Anand patel
1. Muralidharan
2. Murali Pillai
3. Mukesh
4. Anand patel
9. What is the emergency number which will be operational from 2017 for services of police, ambulance and fire department?
1) 108
2) 111
3) 110
4) 112
10. Union government has released a commemorative coin of Rs.100 and a circulation coin of Rs.___ as part of 475th Birth anniversary celebrations of Maharana Pratap.
1) 10
2) 5
3) 2
4) 20
11. India is ranked in ____ position in Crony capitalism Index with crony sector wealth accounting for 3.4 per cent of GDP.
1) 7
2) 5
3) 9
4) 1
12. Which state government has decided to set up Asia’s first rice technology park ?
1)Tamil Nadu
2)Maharashtra
3)Karnataka
4)Kerala
13. Sakshi Malik and Vignesh Phogat, two Indian women have qualified for 2016 Rio Olympics in which category of sport?
1) Archery
2) Sprint
3) Badminton
4) Wrestling
14. Indian railways had launched ________ Tourist Train for piligrims to visit Shiridi, Tirupathi, Jagannath Puri, Gangasagar etc
1) Bhagvan Darshan
2) Desi
3) Hindu Gyan
4) Bharat Darshan
15. Union government has launched UBIN issuance process for supporting emerging entrepreneurs . What does UBIN stand for?
1) Urban Business India
2) Universal Business International
3) Unique Business Identification Number
4) None of the above
16. Name of the Shashi Kapoor’s Biography which was released recently?
1) ‘Shashi Kapoor- the star’
2) ‘The veteran star – Shashi Kapoor’
3) ‘Shashi kapoor- The Householder, the Star’
4) None of the above
17. Which Indian private bank has inked a MoU with BRICS Grouping promoted New Development Bank for partnership in bond issuances, treasury management , Human resources etc.?
1) HDFC
2) AXIS
3) ICICI
4) Kotak Mahindra
18. Goa shipyard limted(GSL) has launched offshore patrol vehicle , _____an Indian coastguard ship at Panaji in may 2016
1) Vikranth
2) Sailesh
3) Shourya
4) Simha
19. Which veteran film maker statue has been unveiled by Switzerland Government as honour recently ?
1) B.R.Chopra
2) Aditya Chopra
3) Yash chopra
4) None of the above
20. Which country has won the 3rd Asian Kabaddi Championship 2016 ?
1) India
2) Pakistan
3) Bangladesh
4) China
21. Who has been appointed as Pakistan Cricket team head coach?
1) Johnty Rodes
2) Ricky pointing
3) Sunil gavaskar
4) Mickey Arthur
22. Who is the elected as first Muslim Mayor of London ?
1) Mehbooba Mufti
2) Banajeer Bhutto
3) Sadikh Khan
4) None of the above
23. Vice Admiral Sunil Lanba is appointed as Chief of ______?
1) Naval staff
2) Army staff
3) Scientist staff
4) Fighters staff
24. __________is appointed as Chief of Bureau of Civil Aviation Security ?
1) Rakesh Kumar
2) Kumar Rajesh Chandra
3) Satish Chandra
4) None of the above
25. How many Indian shuttlers have qualified for 2016 Rio Olympics?
1) 5
2) 3
3) 6
4) 7
26. What is minimum limit and maximum limits of RTGS transaction?
1) Min: 1 lakh, Max: 10 lakhs
2) Min: 2 lakh, Max: 20 Lakhs
3) Min:3 lakh, Max: 30 lakhs
4) Min: 2 lakh, Max: No limit
27. How many characters does IFSC code contain?
1) 10
2) 11
3) 9
4) 12
28. Money borrowed or lent for a day ( usually termed Overnight) is called _____money?
1. Daily money
2. Black money
3. Call money
4. Tell money
29. Cheuqe is ______Instrument?
1) Negotiable
2) Nonnegotiable
3) Fixed
4) None of the above
30. Full form of ATM?
1. Any time Money
2. All Time money
3. Always Teller Machine
4. Automated Teller machine
31. Which of the following is a credit rating agency?
1) Brazil
2) CRISIL
3) BRICS
4) None of the above
32. Which of the following is a qualitative tool for monetary policy?
1) Open market operations
2) CRR
3) Credit rationing
4) Bank rate
33. Which among the following is NOT a subsidiary of Reserve Bank of India (RBI)?
1) NABARD
2) DICGC
3) National housing bank
4) Bharatiya Reserve Bank Note Mudran Private limted(BRBNMPL)
5) None of the above
34. Who decides the amount of coins to be minted ?
1) SEBI
2) World Bank
3) RBI
4) Indian government
35. The decimal system in Currency notes & coins has started in India?
1) 1947
2) 1957
3) 1950
4) 1960
36. RBI has the sole right to issue notes, under____RBI act ?
1) 28
2) 32
3) 22
4) 26
37. Which committee has recommended establishment of special tribunals for Bank dues recovery ?
1. Rangarajan committee
2. Tiwari committee
3. Rakesh sharma committee
4. None of the above
38. Bad loans in banking terminology generally called as ?
1. Prime Asset
2. Key asset
3. NPA’s
4. GTP’s
39. Identify from the following options which is not an indicator of productivity for a bank branch
1) Net profit per employee
2) Business per employee
3) Neat and clean ambience
4) Accounts per employee
40. Currency notes issued by Reserve Bank of India are totally covered by ?
1) Gold
2) Foreign exchange
3) Approved assets
4) All of these
41. First private sector bank in India to open dedicated branch for start ups ?
1) SBI
2) HDFc
3) Axis Bank
4) RBL
42. Who is India’s permanent Representative to WTO currently ?
1) Shalini Sinha
2) Uma Shekhar
3) Anjali Prasad
4) None of the above
43. India has attracted ____ worth FDI investments projects in the year 2015?
1) $49 billion
2) $67billion
3) $63 billion
4) None of the above
44. Which bank has launched _____ based ATM in India for the first time?
1) ICICI
2) SBI
3) DCB
4) SBH
45. Minimum paid up capital for small banks is?
1) 100 crore
2) 200 crore
3) 500 crore
4) 10000 crore
46. What is Present Repo rate ?
1) 7.25%
2) 5.75%
3) 6.50%
4) 6.0%
47. Inflation in India is calculated based on which of the following?
1) CRR
2) Whole sale price index
3) Repo rate
4) Consumer price index
48. Sub prime lending means?
1) Lending to prime minster office employees
2) Lending to those borrowers who do not have good credit history
3) Lending to big entrepreneurs
4) None of the above
49. An arrangement in which two or more banks facilitate a person/party credit by coordinating with each other is called _____?
1) Syndication
2) Call money
3) Consortium
4) Hand shaking
50. The act of taking on a risk for a fee is called ____ in financial sector?
1) Overwriting
2) Undertaking
3) Sidelining
4) None of the above
Answer Key:
1) 108
2) 111
3) 110
4) 112
10. Union government has released a commemorative coin of Rs.100 and a circulation coin of Rs.___ as part of 475th Birth anniversary celebrations of Maharana Pratap.
1) 10
2) 5
3) 2
4) 20
11. India is ranked in ____ position in Crony capitalism Index with crony sector wealth accounting for 3.4 per cent of GDP.
1) 7
2) 5
3) 9
4) 1
12. Which state government has decided to set up Asia’s first rice technology park ?
1)Tamil Nadu
2)Maharashtra
3)Karnataka
4)Kerala
13. Sakshi Malik and Vignesh Phogat, two Indian women have qualified for 2016 Rio Olympics in which category of sport?
1) Archery
2) Sprint
3) Badminton
4) Wrestling
14. Indian railways had launched ________ Tourist Train for piligrims to visit Shiridi, Tirupathi, Jagannath Puri, Gangasagar etc
1) Bhagvan Darshan
2) Desi
3) Hindu Gyan
4) Bharat Darshan
15. Union government has launched UBIN issuance process for supporting emerging entrepreneurs . What does UBIN stand for?
1) Urban Business India
2) Universal Business International
3) Unique Business Identification Number
4) None of the above
16. Name of the Shashi Kapoor’s Biography which was released recently?
1) ‘Shashi Kapoor- the star’
2) ‘The veteran star – Shashi Kapoor’
3) ‘Shashi kapoor- The Householder, the Star’
4) None of the above
17. Which Indian private bank has inked a MoU with BRICS Grouping promoted New Development Bank for partnership in bond issuances, treasury management , Human resources etc.?
1) HDFC
2) AXIS
3) ICICI
4) Kotak Mahindra
18. Goa shipyard limted(GSL) has launched offshore patrol vehicle , _____an Indian coastguard ship at Panaji in may 2016
1) Vikranth
2) Sailesh
3) Shourya
4) Simha
19. Which veteran film maker statue has been unveiled by Switzerland Government as honour recently ?
1) B.R.Chopra
2) Aditya Chopra
3) Yash chopra
4) None of the above
20. Which country has won the 3rd Asian Kabaddi Championship 2016 ?
1) India
2) Pakistan
3) Bangladesh
4) China
21. Who has been appointed as Pakistan Cricket team head coach?
1) Johnty Rodes
2) Ricky pointing
3) Sunil gavaskar
4) Mickey Arthur
22. Who is the elected as first Muslim Mayor of London ?
1) Mehbooba Mufti
2) Banajeer Bhutto
3) Sadikh Khan
4) None of the above
23. Vice Admiral Sunil Lanba is appointed as Chief of ______?
1) Naval staff
2) Army staff
3) Scientist staff
4) Fighters staff
24. __________is appointed as Chief of Bureau of Civil Aviation Security ?
1) Rakesh Kumar
2) Kumar Rajesh Chandra
3) Satish Chandra
4) None of the above
25. How many Indian shuttlers have qualified for 2016 Rio Olympics?
1) 5
2) 3
3) 6
4) 7
26. What is minimum limit and maximum limits of RTGS transaction?
1) Min: 1 lakh, Max: 10 lakhs
2) Min: 2 lakh, Max: 20 Lakhs
3) Min:3 lakh, Max: 30 lakhs
4) Min: 2 lakh, Max: No limit
27. How many characters does IFSC code contain?
1) 10
2) 11
3) 9
4) 12
28. Money borrowed or lent for a day ( usually termed Overnight) is called _____money?
1. Daily money
2. Black money
3. Call money
4. Tell money
29. Cheuqe is ______Instrument?
1) Negotiable
2) Nonnegotiable
3) Fixed
4) None of the above
30. Full form of ATM?
1. Any time Money
2. All Time money
3. Always Teller Machine
4. Automated Teller machine
31. Which of the following is a credit rating agency?
1) Brazil
2) CRISIL
3) BRICS
4) None of the above
32. Which of the following is a qualitative tool for monetary policy?
1) Open market operations
2) CRR
3) Credit rationing
4) Bank rate
33. Which among the following is NOT a subsidiary of Reserve Bank of India (RBI)?
1) NABARD
2) DICGC
3) National housing bank
4) Bharatiya Reserve Bank Note Mudran Private limted(BRBNMPL)
5) None of the above
34. Who decides the amount of coins to be minted ?
1) SEBI
2) World Bank
3) RBI
4) Indian government
35. The decimal system in Currency notes & coins has started in India?
1) 1947
2) 1957
3) 1950
4) 1960
36. RBI has the sole right to issue notes, under____RBI act ?
1) 28
2) 32
3) 22
4) 26
37. Which committee has recommended establishment of special tribunals for Bank dues recovery ?
1. Rangarajan committee
2. Tiwari committee
3. Rakesh sharma committee
4. None of the above
38. Bad loans in banking terminology generally called as ?
1. Prime Asset
2. Key asset
3. NPA’s
4. GTP’s
39. Identify from the following options which is not an indicator of productivity for a bank branch
1) Net profit per employee
2) Business per employee
3) Neat and clean ambience
4) Accounts per employee
40. Currency notes issued by Reserve Bank of India are totally covered by ?
1) Gold
2) Foreign exchange
3) Approved assets
4) All of these
41. First private sector bank in India to open dedicated branch for start ups ?
1) SBI
2) HDFc
3) Axis Bank
4) RBL
42. Who is India’s permanent Representative to WTO currently ?
1) Shalini Sinha
2) Uma Shekhar
3) Anjali Prasad
4) None of the above
43. India has attracted ____ worth FDI investments projects in the year 2015?
1) $49 billion
2) $67billion
3) $63 billion
4) None of the above
44. Which bank has launched _____ based ATM in India for the first time?
1) ICICI
2) SBI
3) DCB
4) SBH
45. Minimum paid up capital for small banks is?
1) 100 crore
2) 200 crore
3) 500 crore
4) 10000 crore
46. What is Present Repo rate ?
1) 7.25%
2) 5.75%
3) 6.50%
4) 6.0%
47. Inflation in India is calculated based on which of the following?
1) CRR
2) Whole sale price index
3) Repo rate
4) Consumer price index
48. Sub prime lending means?
1) Lending to prime minster office employees
2) Lending to those borrowers who do not have good credit history
3) Lending to big entrepreneurs
4) None of the above
49. An arrangement in which two or more banks facilitate a person/party credit by coordinating with each other is called _____?
1) Syndication
2) Call money
3) Consortium
4) Hand shaking
50. The act of taking on a risk for a fee is called ____ in financial sector?
1) Overwriting
2) Undertaking
3) Sidelining
4) None of the above
Answer Key:
1.3
2.1
3.2
4.4
5.1
6.4
7.4
8.2
9.4
10.1
11.3
12.3
13.4
14.4
15.3
16.3
17.3
18.3
19.3
20.2
21.4
22.3
23.1
24.3
25.4
26.4
27.2
The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.
The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.
28.3
29.1
30.3
31.2
32.3
The quantitative instruments are Open Market Operations, Liquidity Adjustment Facility (Repo and Reverse Repo), Marginal Standing Facility, SLR, CRR, Bank Rate, Credit Ceiling etc. On the other hand, qualitative instruments are: credit rationing, moral suasion and direct action (by RBI on banks).
33.5
34.4
35.2
36.3
37.2
38.3
39.3
40.4
41.4
The dedicated branch was inaugurated at Koramangala, Bengaluru by Nandan Nilekani, noted entrepreneur and former chairman of UIDAI.
42.3
43.2
44.3
45.1
46.3
47.4
48.2
49.3
50.2
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